Miscellaneous Business Insurance

Miscellaneous Commercial Insurance can provide coverage for all types of operations, goods, and services.

TYPICAL COVERAGE INCLUDES:

  • Ocean Marine / Hull & Cargo

  • Boiler & Machinery / Equipment Breakdown

  • Crime

  • Credit

  • Libel & Slander

  • Special Event

  • Transit

OCEAN MARINE / CARGO & HULL

Provides coverage for your international cargo shipments by sea or air, as well as for your hulls.

BOILER & MACHINERY / EQUIPMENT BREAKDOWN

Covers sudden and accidental breakdowns of steam and hot water boilers, pressure vessels, air conditioning equipment, turbines, electrical apparatus, and various other mechanical and electrical objects. Coverage extends not only to insured object itself, but also to other property damaged by an accident to an object. Endorsements are available to cover loss of income, extra expense, utility services, consequential loss (spoilage).

CRIME / EMPLOYEE DISHONESTY

Covers money and securities against burglary, robbery, theft, destruction, disappearance, computer fraud, extortion, and employee dishonesty. Crime insurance can also cover property other than money and securities.

CREDIT INSURANCE

Covers your accounts receivable against payment default on the part of one of your customers.

LIBEL & SLANDER

Provides coverage for liability arising from libel and slander.

SPECIAL EVENT INSURANCE

Provides coverage when your company participates in shows, exhibitions, hole-in-one events and other such activities. Coverage may include liability, including liquor liability, protection of property, and event cancellation costs.

TRANSIT

Provides protection for property while in transit. Property covered can be owned or property of others in your care, custody and control. Types of transit coverage include ocean cargo, motor truck cargo, contractor’s equipment floater, and more.